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Cryptocurrencies

Cryptocurrency is a digital/virtual currency established as a person-to-person electronic payment system.

  • Inflation resistant

    Valuation gains/losses not related to inflation rates
  • Flexibility

    No minimum purchase required
  • Direct control

    Online access to buy and sell holdings

What is cryptocurrency?

Cryptocurrency can be used to purchase goods and services, but it is also considered a financial asset by the Internal Revenue Service.

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The decentralized structure of cryptocurrency allows for the potential for the currency to move around the global internet quickly and cheaply.

How does cryptocurrency work?
Cryptocurrencies use blockchain technology, which is the protocol used to securely track and record individual ownership of the cryptocurrency. The blockchain keeps track of every transaction ever made with the specific currency. Cryptocurrency owners are given a public address and a private key to exchange the currency. The private key is kept secure in a digital ‘wallet’ and allows the owner to access the currency.

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Using a centralized depository of cryptocurrency can eliminate the need for investors to hold individual wallets.

Types of Cryptocurrency

The first cryptocurrency was established around 2008. Today there are thousands of cryptocurrencies in existence.

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Bitcoin
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Ripple
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Ethereum
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Dogecoin
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Litecoin
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Bitcoin cash
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Stellar Lumens
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Many others

How to buy cryptocurrency

Investors are encouraged to do adequate research or contact a broker/financial advisor, attorney or CPA to determine if cryptocurrencies are an appropriate investment.

Once you have determined that cryptocurrency is suitable for you, it can be purchased with your Self-Directed IRA or other retirement account at Mainstar Trust. Click here to discover how to use a Mainstar Trust account to invest in cryptocurrency through its partnership with Bitcoin IRA.

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